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GPA Property Loan in Delhi - Other Colonies
Finding a home loan for GPA property in Delhi can be quite a task, especially if the property is in areas that are still unauthorised or have just been regularised. Many banks tend to shy away from offering loans on GPA, SPA, ATS, or unregistered properties, but that’s where we come in! We focus on providing flexible home loan and property loan options throughout Delhi’s emerging neighborhoods.
Whether your property is located in a newly developing zone or an unauthorised colony like Sangam Vihar, Burari, Uttam Nagar, Mahavir Enclave, Pandav Nagar, Bhajanpura, Vasant Kunj, Chattarpur Extension, Deoli, Bindapur, Nangloi, Sultanpur, Aya Nagar, Najafgarh, Budh Vihar, Prem Nagar, Palam extension, Sonia Vihar, Wazirabad or Kapashera, we offer customised loan solutions with fast approvals and flexible terms.
What Is a GPA Property in Delhi?
A GPA property is one where ownership is transferred using a General Power of Attorney, typically backed by:
- Agreement to Sell
- Possession Letter
- Payment Receipt – Affidavit
- Will
In many areas of Delhi—particularly in unauthorized and newly regularized colonies—these documents are often used in place of a registered sale deed. While banks usually shy away from lending on such properties, we’re here to change that!
Why It’s Difficult to Get a Home Loan on GPA Property
Many banks shy away from properties based on GPA for a few key reasons:
Sale deeds that aren’t registered
Status of the colony being unauthorized
Complicated title verification processes
Restrictions on lending due to regulations
As a result, a lot of buyers find themselves without access to traditional loan options.
Our Solution – Home Loans on GPA & Unauthorised Colony Properties
We provide lending options for:
GPA / SPA properties
Agreement-to-Sell documentation
Unauthorised colonies
Lal Dora properties
DDA regularising zones
We work with specialised lenders and NBFCs familiar with Delhi’s document structure.
We Provide Home Loans on GPA Properties in Multiple Delhi Colonies
We offer loan solutions for GPA, SPA, ATS and possession-based properties across several “other colonies” in Delhi, including:
Sangam Vihar
Burari
Uttam Nagar
Bindapur
Mahavir Enclave
Chattarpur & Chattarpur Extension
Deoli & Khanpur
Tigri
Aya Nagar
Kapashera
Najafgarh
Nangloi
Kirari Suleman Nagar
Mubarakpur Dabas
Rohini Village areas
Budh Vihar Phase 1 & 2
Hari Enclave
Prem Nagar 1, 2 & 3
Ranhola
Vikas Nagar
Dwarka Mor
Matiala
Kakrola Village
Nawada
Palam Extension
Dabri
Mahavir Vihar
Vijay Enclave
Rajapuri
Gopalpur
Sonia Vihar
Kartar Nagar
Mustafabad
Johripur
Bhajanpura Extension
Gokalpur
Shalimar Village
Wazirabad Village
Jagatpur
Jafrabad
Seelampur areas
Nehru Vihar
Khajoori Khas
If your colony is not listed above, don’t worry—Delhi has more than 1,700 unauthorised colonies, and we provide loan options in nearly all of them.
Features of Our GPA Home Loans
✔ Loan Amount Based on Property Value
We offer funding of up to 70–75%, depending on your documents and location.
✔ Fast Approval Process
Get your loan assessed on the same day, with funds disbursed in as little as 48 hours.
✔ Flexible Repayment Options
Choose a repayment period that works for you, ranging from 5 to 15 years.
✔ Minimal Documentation
Just provide basic KYC and property documents (GPA, ATS, Possession Letter, Electricity Bill).
✔ Doorstep Service Across Colonies
We serve all major unauthorized and regularizing zones in Delhi.
Who Can Apply?
Salaried individuals
Self-employed professionals
Small business owners
People with limited banking history
Existing GPA property owners
If your property is situated in any “other colony” throughout Delhi, we’re here to help you find the perfect loan option without the hassle of lengthy bank rejections.
Why Choose Us?
We’re specialists in GPA property finance, so you can trust us to navigate the complexities of your needs.
We have a wealth of experience dealing with intricate colony documentation, ensuring a smooth process for you.
Our approval rate is impressively high, even for properties in areas that traditional banks might overlook.
We pride ourselves on transparent communication—no hidden fees or surprises here!
Thousands of customers across Delhi have put their trust in us, and we’re committed to earning yours too.
Our aim is to make home financing accessible to everyone, no matter the colony or the type of property documentation you have.
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Features & Benefits
How to Improve the chances of getting Home loan
1. Credit clean-up : Your credit score is a vital factor of consideration. A high credit score makes it easier for you to get a loan. If you have a low credit score, identify the reasons by checking your credit report. Sometimes, minor errors affect your credit score adversely. In such a case, inform Credit Information Bureau (India) Limited (CIBIL) immediately about the error.
2. Assess your debt-to-income ratio : Lenders analyse your current income to determine your ability to pay the home loan EMIs. If possible, you can try to increase your annual income through a part-time job or by selling liquid assets like stocks. As your debt-to-income ratio increases, your chances of getting a loan can also increase.
3. Limit your borrowing : If you borrow more money than you need to meet your financial targets, your chances of getting a housing loan are reduced. Save and invest more, and take wise calls on how much money you require as a loan and submit an application for that particular amount.
4. Add a co-signor or guarantor : In certain cases, it can be difficult to get a loan on your own accord. Consider adding a co-signor or guarantor with a good credit score. A co-signor or guarantor ensures that you pay your home loan EMIs on time, and if you fail to do so, they are liable to repay the loan on your behalf. However, getting a co-signor or guarantor comes with its own terms and conditions and so be sure to take note of the same